Did you know expense ratio actually impacts your returns from mutual funds? We all have come across the term expense ratio of varied percentage levied on our investments but we have seldom put in efforts to flip through the fund document or the web to understand...

  Why investing is good for you? In today’s world just earning money is not enough and investments play a very important role in how you’re planning to shape your future. While an individual may be working hard to earn money but that might not be adequate...

How to switch from regular plan to direct planSecurities and Exchange Board of India (SEBI), in 2013, directed the mutual fund houses to launch direct plans of all mutual fund schemes. This has resulted in two plans for each fund  - regular plan and direct...

All of us have seen or heard advertisements related to investments in gold. Hedge against the market fall is a strong pitch for any gold or gold-related products. But the basic query of the layman on whether gold should form part of his strategic portfolio,...

The Finance Minister, Mr. Arun Jaitley shocked the investor community when he re-introduced Long Term Capital Gain Tax in his Budget speech on 1st February, 2018. Over the years, one of the major drivers for flows into equities was the tax free status of the...

Budget 2018 was on the expected lines of the Pre-Budget note released by ORO Wealth. As envisaged, the Budget has a strong focus on agriculture, rural development, MSMEs and Affordable housing. The Government reaffirms its stance on Sabka Saath, Sabka Vikas, by focusing on agriculture and...

Equity Linked Savings Scheme (ELSS) are tax saving mutual funds which provide an investor with the tax-saving benefit of up to Rs 1.5 Lakh under section 80 C of the Income Tax Act. An investor may invest more than Rs 1.5 lakh in these schemes...

It’s all about Politics…The recently concluded Gujarat elections undoubtedly has implications for the ruling Bharatiya Janata Party (BJP). Though the BJP secured a clear majority in the elections, the fact remains that despite crossing the half-way mark, BJP won fewer seats than the 2012 elections....

Introduction   College is expensive, and it's only going to get more expensive. Tuition costs continue to climb at a rate significantly higher than the inflation rate. In fact, on an average, the cost of college doubles about every nine years. This means that for a child...

As a mutual fund investor, it becomes a challenging task to understand the difference between growth option, dividend payout option, and dividend reinvestment option of mutual fund schemes and choosing the best option as per individual requirements. We have summarized how each option is different...