Type of Loans Available in India There are numerous types of loans available in India. However, most people choose a personal loan over other types in spite of having a variety of assets, which they can mortgage to avail loans at a lower interest rate....
What are Equity Funds? An equity fund is a form of mutual fund investment that mainly invests in equities or stocks. Equity funds are also known as stock funds. Equity means ownership in businesses or firms (privately or publicly traded). These funds can be traded either...
“Financial stability is much more about doing the best with what you have and not about achieving a certain level of income.” writes Erik Wecks in How to manage your money when you don’t have any. You will agree that when it comes to money, you want...
“Through thick and thin..for richer or for poorer” If you’ve decided to take the plunge or are already married, remember that any marriage union is still half unfinished without having the money talk. You would probably want to move into a new home, buy a new car,...
Any Mutual Fund scheme offered by the Asset Management Companies (AMCs) has two variants – a direct Mutual Fund scheme and a regular Mutual Fund scheme. Both the variants offer the same portfolio composition and the Assets Under Management (AUM) are also identical. Moreover, they...
Mutual Funds or fixed deposits? This has been one of the most frequently asked questions in the personal investment domain. In terms of saving money, fixed deposits get the first nod, as they are quite easy to understand and are a form of traditional saving....
What are Mutual Funds? A mutual fund is an indirect way of investing in equities, bonds, money market instruments, and other financial assets. It is like a group buying program for securities, where a large number of investors deposit money in a collective pool to be...
Investing in a mutual fund (MF) is not intuitive. Like other investment programmes, investing in an MF also requires research while returns are subject to market risks. But, MF’s give you a significant advantage of owning diversified holdings at reduced costs when compared to directly...
“Money makes the world go around” – I think we all shall agree to this statement. Right now, money is still a taboo and personal finance has not yet found a way into the curriculum of schools and colleges across our country. This is a huge...
Equity and mutual fund markets have captured the imagination of investors for decades. No expert can claim to have mastered the art of investing. But seasoned investors swear by patience and observation. If you are a new investor, it is easy to get swayed by...