Kotak Mahindra Mutual Fund


Kotak Mahindra Bank is the fourth biggest private sector bank in India and has an AA+ brand rating. The brand value of Kotak Mahindra is over US$481 million. The company ranks at a respectable rank of 245 among the top 500 banks across the globe. The company offers more than 40 schemes for investors to choose from depending on their risk profile and time horizon. The AMC offers different schemes with variable risk according to the specific customer requirement. It was the first fund house in the country to launch a dedicated gilt fund scheme. The company operates in over 70 cities in India currently and has a healthy network of more than 75 branches to help the customers.

Why Choose Mahindra Mutual Fund?

  • Credible Ratings: Many of the Kotak Mahindra schemes offer a credit rating of AA and AAA. This high rating makes it a preferred buy for investors looking for a reliable source of investment.

  • Expertise: Kotak Mahindra has a great asset management experience over the last many years. The AMC’s portfolios are handled by veteran fund managers and finance professionals in the market.

  • Tax Benefits: Some of the schemes of the AMC like the Kotak Tax Saver Equity Linked Scheme offer tax benefits along with capital appreciation.

  • Versatility in Choices: The company has diverse investment choices which are based on the risk potential and capital appreciation requirements of the investor.

Date of setup: June 23, 1998

Sponsor(s): Kotak Mahindra Bank Limited

Address: 27 BKC, C-27, G Block, Bandra Kurla Complex, Bandra (E) Mumbai 400051

Tel: 022 – 66384444

Fax: 022 - 66384455


Types of Funds Offered:

  • Equity Fund: The schemes under this MF segment work to provide high yields by investing in companies and stock markets. The NAV of the MF will be directly proportional to the company’s performance. Hence they are subjected to market fluctuations every single day. Though the daily stock price in the underlying assets may vary greatly, it does offer a profitable yield when the MF is held for a long term (8 to 10 years). Kotak Standard Multicap Fund, Kotak Equity Opportunities, and Kotak Bluechip Fund are some of the equity funds you can find with this AMC.

  • Debt Funds: Debt funds are perfect for those who look for assured return and do not want to be troubled by the daily stock price movements. With debt funds, they tap into safer forms of assets like money markets, government securities, or floating rate debt. Some of the funds here include Kotak Low Duration Fund and Kotak Dynamic Bond Fund.

  • Balanced Fund: These types of funds focus on capital appreciation as well as risk mitigation. This is done by having a varying proportion of debt and equity in the portfolio depending on what type of scheme you pick. Kota operates funds like Kotak Balanced Advantage Fund and Kotak Equity Hybrid in this segment.

  • Gold Fund: The Kotak Gold Fund of Fund has their prices fixed by the performance of Kotak Gold ETF. This is also an open ended fund of funds scheme.

  • Fund of Funds: The basis of investment for these funds are MFs that the AMC operates. So the NAV will shift depending on the fund performance. Schemes like Kotak Asset Allocator Fund are suitable for investment in open-ended diversified equity schemes and debt schemes of the AMC.

Fund Managers at Kotak Mahindra Mutual Fund:

  • Ms. Lakshmi Iyer - Chief Investment Officer (Debt) & Head Products:

    Joined KMAMC in 1999 as a fund manager, and was responsible for credit research as well as deal execution, managing fund performance across all debt funds and assisting sales in client interaction.


  • Mr. Abhishek Bisen - Vice President & Fund Manager (Debt):

    Associated with the company since October 2006 and his key responsibilities include fund management of debt schemes. The schemes managed by him are Kotak Monthly Income Plan, Kotak Bond, Kotak Gilt Investment (Regular & PF-Trust), Kotak Multi Asset Allocation Fund, Kotak Balance, Kotak Equity Savings Fund, Kotak Global Emerging Market Fund, Kotak Gold Fund and Kotak Gold ETF. He has been awarded twice as one of the Highly Commended Investors in Indian Rupees Bonds from the Asset magazine Hong Kong. Abhishek's educational background is B.A (Management) and MBA (Finance).


  • Mr. Deepak Agrawal - Vice President & Fund Manager (Debt):

    Over 16 years of experience in Research, Dealing and Fund Management. He is is managing Kotak Bond Short Term, Kotak Banking & PSU Debt Fund, Kotak Dynamic Bond Fund, Kotak Savings Fund, Kotak Liquid, Kotak Money Market Scheme, Kotak Credit Risk Fund, Kotak Medium Term Fund, Kotak Corporate Bond Fund, Kotak Low Duration Fund, FMPs & QIPs. Deepak is a Post Graduate in Commerce, Chartered Account and Company Secretary.


  • Mr. Harsha Upadhyaya - Chief Investment Officer – Equity:

    Harsha Upadhyaya heads the equity desk at KMAMC, and also directly manages funds such as Kotak Standard Multicap Fund, Kotak Equity Opportunities Fund and Kotak Tax Saver. Harsha has over two decades of experience spread across equity research and fund management.


  • Mr. Harish Krishnan - Sr. Vice President & Fund Manager – Equity:

    Harish currently manages large cap, thematic equity funds at KMAMC, including Kotak Bluechip Fund, Kotak India Growth Fund, Kotak Infrastructure & Economic Reform Fund. Harish has more than a decade of experience spread over Equity Research and Fund Management. Prior to joining Kotak Mutual Fund, he was based out of Singapore and Dubai, managing Kotak's offshore funds, having varied experience managing all-cap diversified, concentrated mid-cap strategies for overseas investors. Harish is a Bachelor of Technology (Electronics & Communications) from Government Engineering College, Trichur, a post Graduate in Management from Indian Institute of Management, Kozhikode and a Chartered Financial Analyst from the CFA Institute.


  • Mr. Pankaj Tibrewal - Sr. Vice President & Fund Manager (Equity):

    Featured in the top 10 fund managers in India in 2016 & 2017 as per Outlook Business and Economic Times (Morning Star). A commerce graduate from St. Xavier's College, Kolkata Pankaj also holds a Master's degree in Finance from Manchester University.


  • Mr. Deepak Gupta - Associate Vice President & Fund Manager (Equity):

    Almost 10 years of experience in the mutual fund industry. He is now an Equity Fund Manager & manages Kotak Multi Asset Allocation Fund, Kotak Equity Savings Fund, Kotak Equity Arbitrage, Kotak Global Emerging Market Fund, Kotak Asset Allocator Fund, Kotak Hybrid Fixed Term Plan Series 2, Kotak US Equity Fund, Kotak World Gold Fund, Kotak Nifty ETF, Kotak PSU Bank ETF, Kotak Banking ETF and Kotak SENSEX ETF. Deepak is a Graduate in Commerce from Mumbai University. He is a qualified Chartered Accountant, a Cost Accountant and has cleared the AIMR CFA Level 3.


  • Mr. Devender Singhal:

    Devender has been associated with the Kotak Group since July 2007. He is responsible for the research coverage of FMCG, Automobiles and Media sectors at Kotak AMC since Feb 2009. Devender has an overall working experience of 14 years in equity research and fund management.


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